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Previous Posts:
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  • Investing in Stocks and the Game of Monopoly (Pa...

  • Shift Happens

  • Market Frustration (Part 2 of 2)

  • Market Frustration (Part 1 of 2)

  • Mutual Fund Overdose: How Much is Too Much

  • Investing in Stocks

  • Stock Options Are Not Risky!!

  • Why Women Make Better Investors Than Men

  • Simple Reminders for Profitable Investing

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    Denise Michaels
    Author, "Testosterone-Free Marketing"
    MarketingForHer.com

     

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    Sunday, November 13, 2005

    Investing on a Budget (Part 1 of 2)

    By John Mussi

    Have you ever found yourself wanting to make investments for the future, but ended up telling yourself that you simply couldn't afford to make those investments?
    If you think that just because you're on a limited income you can't afford to make investments in your future, you might want to consider working money for investments into a household budget.

    Though you might think at first that there's no room for the additional expenses of investing in your budget, you'll find that through a bit of creative saving and a little bit of prioritizing that you can make a few choice investments on regular intervals.

    Building your budget

    One of the ways that you can find the money to make investments on a limited income is to create a budget and allow for some minor investments either with each salary payment or at the end of each month. This money can either be placed into a savings account for the specific purpose of saving money until there is enough to invest, or can be invested directly into partial shares of stocks and bonds via certain investment brokers especially some of those that do business online.

    The amount of money budgeted for investment doesn't have to be a large part of your monthly income, nor does it have to come at the expense of some of your other bills and commitments; simply use a portion of the money that you would have left over as spending money, and only a portion of that.

    Getting creative with savings

    If you feel strange budgeting investment money into your monthly expenses, there are other methods that you can use to build your investment fund. One possible way to save the money that you need to invest is to have a container in which you place your loose change at the end of the evening, just like a child's bank.

    (Please come back and visit this blog again for part 2 of this article.)

    John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the www.directonlineloans.co.uk website.

    Tell your friends about this site! This blog is provided by Denise Michaels. To see more blogs by Denise go to http://www.GreatIdeasForWomenOver40.com Michaels is author of the myth-shattering book, "Testosterone-Free Marketing" for women business owners. Go to http://www.MarketingForHer.com and click on "Get the Book!"

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